Group & Business Insurance
Large Group Health Insurance for NC Employers and Workforce Leaders
We've been helping North Carolina businesses take care of their people since 1996 — and for large employer groups, that means showing up in person, knowing your workforce, and staying with you long after enrollment closes.
Built for Employers with Complex Coverage Needs
Large group health insurance isn't a product you pick off a shelf. It's a plan that has to work for dozens — sometimes hundreds — of employees across different life stages, health situations, and family circumstances. We work with employers across North Carolina to design group health plans that fit the workforce, not just the budget line.
Our clients include fire departments, nonprofits, and distributed workforces with employees spread across the state. Whether your team is concentrated in one location or scattered across multiple counties, we have the reach and the relationships to serve you.
We'll travel to you. For large group clients, in-person meetings aren't the exception — they're how we work.
What Large Group Coverage Can Include
A well-designed benefits package does more than check a compliance box. It helps you recruit, retain, and support the people who keep your organization running.
- Medical coverage structured for your workforce size and demographics
- Dental and vision benefits for employees and eligible dependents
- Short-term disability coverage to protect income during recovery
- Cancer coverage and hospital indemnity options for added financial protection
- Life insurance as part of a comprehensive benefits package
We help you understand what each component does, what it costs, and how it fits together — in plain language, without the insurance industry jargon.
Statewide Reach, Local Relationship
Our office is in Roanoke Rapids, but our large group clients are across North Carolina. We have active employer relationships in Wilmington, the Hickory and Catawba area, and throughout the eastern part of the state. Distance has never been a reason to settle for less support.
What you get with GW Hux & Co. isn't just a plan placed and a phone number to call later. You get a team that knows your account, picks up when you call, and comes back every year to make sure your coverage still fits. That's what we mean when we say we're selling service — not just insurance.
We also support groups in the Roanoke Rapids area and throughout Halifax, Northampton, and Warren counties, where we've been a fixture in the business community for nearly three decades.

Why Employers Choose a Family-Owned Agency
When you work with a large national broker, you get a contact. When you work with us, you get people — the same people, year after year, who know your plan history and your workforce.
GW Hux & Co. has been family-owned and operated since 1996. Founder Phil Hux is still active in the business. Our team includes members with more than ten years of tenure, and we've built our reputation on the kind of follow-through that keeps clients coming back — not because they're locked in, but because they don't want to go anywhere else.
There is never an added fee to work with us. Our compensation comes from the carriers, not from your pocket.
Frequently Asked Questions About Large Group Health Insurance in NC
What qualifies as a large group for health insurance purposes?
In North Carolina, employer groups with 51 or more full-time equivalent employees are generally classified as large groups for insurance purposes. Different rules and rating structures apply at this level compared to small group plans. We'll help you determine where your organization falls and what options are available to you.Can you work with employers outside of the Roanoke Rapids area?
Yes. We serve large group clients across North Carolina and will travel in person for meetings, presentations, and renewals. Our current employer relationships span from the coast to the western part of the state.How does renewal work for large group plans?
We reach out before your renewal date to review your current plan, evaluate any changes in your workforce, and compare your options. You're never left to figure out renewal on your own. We stay involved through every cycle.Is there a cost to work with GW Hux & Co.?
There is no added fee to your organization for our services. We are compensated by the insurance carriers, which means you get ongoing support, enrollment assistance, and account management at no direct cost to you.What kinds of employers do you typically work with?
We work with a wide range of employer groups — including municipalities, fire departments, nonprofits, and private businesses with distributed workforces. If your organization has a group of employees who need health coverage, we're worth a conversation.
Let's Talk About Your Group's Coverage
If you're reviewing your current plan, preparing for open enrollment, or building a benefits package from the ground up, we're ready to help. Reach out by phone or schedule a consultation and we'll take it from there.

