G.W. Hux & Co. Insurance Coverage Information

G.W. Hux & Co. Insurance Coverage Information

NC Health Insurance Coverage: Blue Cross® and Blue Shield® of North Carolina (Blue Cross NC)

Group/Individual/Dental insurance. Did you know that the Affordable Care Act (Obamacare) requires every American, unless exempt, to have qualified health insurance? G.W Hux & Co. Insurance in Roanoke Rapids, NC is an authorized agency offering Blue Cross® and Blue Shield® of North Carolina (Blue Cross NC) and can help you learn more about our wide range of available insurance plans, and even help you determine if you qualify for financial assistance. Blue Cross® and Blue Shield® of North Carolina (Blue Cross NC) now offers even more choices on its lowest cost health insurance plans. Call G.W. Hux & Co. Insurance at 1-800-567-8914.

Blue Cross® and Blue Shield® of North Carolina (Blue Cross NC) has been serving the great state of North Carolina for more than 80 years. During that time BCBSNC has worked to develop innovative new products, build the largest network of health care providers in North Carolina, and create a wide range of insurance plan options to meet the diverse needs of North Carolinians.

Looking for more reasons to choose Blue? Consider these:

  • The largest network of providers with 95% of physicians and 98% of hospitals
  • No referrals needed to see specialists
  • Preventive services are covered at 100% when you go to an in-network provider
  • Online tools like HealthNAVSM1 help you find doctors, read customer reviews, and estimate costs for care
  • Coverage in nearly 200 countries and territories worldwide

Blue Cross Blue Shield NC Medicare Supplement

For North Carolina beneficiaries enrolled in Medicare Part B

  • Choose the plan that’s right for you
  • See the doctor you want
  • Value-added discounts
  • Control of your care

Savings and peace of mind

Medicare only covers some of your medical costs.  That’s why Blue Cross® and Blue Shield® of North Carolina (BCBSNC) offers dependable Medicare supplement plans for Medicare beneficiaries, to help lessen the worries over costs that Medicare doesn’t cover.  Choose from our 111  Blue Medicare SupplementSM plans to find the plan that best fits your needs and your budget.

  • Wide selection of plans
  • Protection against unexpected events 

A local company you can trust2

BCBSNC serves more than 273,0003  North Carolina Medicare beneficiaries with over 80 years of experience in the health care industry. 

  • Named one of the world's most ethecical companies for five years in a row2 

See the doctor you want

No matter which Blue Medicare SupplementSM plan you choose, you’re free to select your own Medicare-participating doctor or visit any Medicare-participating hospital.  In most cases, your Part A and Part B Medicare claims and supplement claims are handled automatically by BCBSNC.

  • Choice of Medicare-participating doctors
  • Easy to use, virtually no claims to file

Blue365® Discount Program

Enroll in a Blue Medicare Supplement SM plan and get  savings on a variety of products and services that can help you live a more healthy and active lifestyle – all at a discounted cost.4.  Save on services such as:

  • Vision Services
  • Laser Eye Surgery
  • Medical Bracelets
  • Healthy Eating
  • Hearing Aids
  • Gym Discounts

Silver&Fit®  Fitness Program

Blue Medicare SupplementSM is now offering an exercise and healthy aging program5.  Questions about the program can be answered by calling 1-877-764-2746 (TTY/TDD 1-877-710-2746), Monday through Friday 8 a.m. to 9 p.m. EST

No waiting periods

If you enroll early, you may be eligible for this plan without waiting periods for pre-existing conditions. Pre-existing conditions are conditions for which medical advice was given or treatment was recommended by or received from a physician within six months before the effective date of coverage. If you wait until after the deadline to enroll, you may have a waiting period for pre-existing conditions.

  • No waiting periods for pre-existing conditions if you enroll early

Guaranteed acceptance by enrolling early

You cannot be turned down for Blue Medicare SupplementSM  and may not have to complete a medical questionnaire if you meet the following:

  • You are age 65 or older, or under age 65 and are eligible for Medicare by reason of disability (Plans A and C)6
  • You enroll within 6 months of enrolling in Medicare Part B
  • You are not covered by certain Medicaid programs
  • You are a resident of North Carolina

North Carolina Dental Insurance Coverage

Metlife: North Carolina dental insurance is an important part of managing your health. G.W. Hux & Co. Insurance is committed to providing access to group dental plans that help you live healthier and save! Call 1-800-567-8914.

Blue Cross® and Blue Shield® of North Carolina (Blue Cross NC): Dependable, affordable and comprehensive dental insurance with plans available in all 100 North Carolina counties. There's no deductible for preventive care like routine checkups and cleanings, checkups and cleanings are covered twice per benefit period, major services like crowns, dentures and bridges are covered, you can see any licensed dentist in North Carolina, and low convenient monthly payments. Call 1-800-567-8914.

Guardian Dental Insurance: Dental insurance is an important tool in protecting your overall health and the dental health of your family. Brushing and flossing your teeth regularly will help you keep a cleaner mouth, but only a dentist and dental hygienists have the tools and ability to fully clean your teeth. Guardian Life Insurance Company offers a robust network of dentists, great savings, affordable dental plan options and more. Call 1-800-567-8914.

Long Term Care

Long-term care insurance isn't only for the elderly. It provides care to those who have experienced a disabling accident or illness and can no longer perform daily tasks such as bathing, dressing and eating without assistance. It also protects financial savings from the high costs of skilled nursing, adult day care, assisted living and home health care. That's something health insurance, Medicare, Medicaid and other types of coverage typically don't do. Call G.W. Hux & Co. Insurance today at 1-800-567-8914 for options.

Life Insurance

Aflac: If something happened to you, how well would the financial future of your loved ones be protected? Ease your mind with life insurance coverage that you and your family can rely on. Aflac offers whole and term life insurance. Call 1-800-567-8914.

US Able Life Insurance: G.W. Hux & Co. Insurance knows that without the safety net of life insurance, the majority of households have limited time before savings run out to make financial adjustments if the family is to survive the death of a wage earner. Life insurance is among the most important purchases anyone can ever make. It is also one of the most important purchases that you can allow your employees to make. And because they will be purchasing as part of your group, they will benefit from an advantaged purchasing environment at G.W. Hux & Co. Insurance. Call 1-800-567-8914.

Dearborn National (Fort Dearbon): Dearborn National provides value by offering a Group Term Life product with an assortment of enhanced features and benefits, along with a wide range of enhanced product services. Benefits that matter with coverage that makes sense. Call 1-800-567-8914.

Modern Woodmen Fraternal Financial: Modern Woodmen, believes life insurance is the foundation of planning. Offering affordable options for member families, including permanent life insurance, term life insurance, and life insurance plans specifically designed for children and young adults. Call 1-800-567-8914.

Short Term Disability/Long Term Care Insurance

Aflac: Your paycheck helps you maintain your current way of life. If you find yourself unable to work, Aflac short-term disability insurance will provide cash to help ease the financial stress of a covered illness or injury. Call 1-800-567-8914 and ask G.W. Hux & Co. Insurance about Aflac Short-Term Disability insurance.

Supplemental Insurance Polices

Aflac: Aflac provides supplemental insurance for individuals and groups to help pay benefits major medical doesn't cover. Call G.W. Hux & Co. Insurance at 1-800-567-8914 for more information on insurance coverage options.

Group Vision Plans

Community Eye Care: CEC’s vision plans are simple and affordable. Whether you are a member, a benefits manager, a broker or a provider, our plans are easy-to-understand and easy-to-use. We offer a flexible eyewear benefit, an expansive network of providers, and exceptional, personalized service. Call G.W. Hux & Company Insurance today for more information.

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For costs and further details of the coverage, including exclusions, any reductions or limitations and terms under which the policy may be continued in force, contact your agent or the company.

1Plan A: BMS A, 11/13, Plan B: BMS B, 11/13, Plan C: BMS C, 11/13, Plan D: BMS D, 11/13, Plan F: BMS F, 11/13, HI DED Plan F: BMS HDF, 11/13, Plan G: BMS G, 11/13, Plan K: BMS K, 11/13, Plan L: BMS L, 11/13, Plan M: BMS M, 11/13, Plan N: BMS N, 11/13

2Awarded by the Ethisphere Institute, (accessed December 2016)

3Based on Blue Cross® and Blue Shield® of North Carolina (Blue Cross NC) enrollment data, July 2016.

4Blue365 offers access to savings on items that Members may purchase directly from independent vendors, which are different from items that are covered under the policies with BCBSNC. Blue Cross and Blue Shield Association (BCBSA) may receive payments from Blue365 vendors. Neither BCBSNC nor BCBSA recommends, endorses, warrants or guarantees any specific Blue365 vendor or item. This program may be modified or discontinued at any time without prior notice.

5The Silver&Fit® program is a value-added service that is provided by American Specialty Health Fitness, Inc. (ASH Fitness), a subsidiary of American Specialty Health Incorporated (ASH) to members of BCBSNC’s Blue Medicare SupplementSM plans. The program is not part of a member’s policy or benefits, and may be changed or discontinued at any time. Additional fees may apply and results are not guaranteed. You should consult with your doctor before taking part in a fitness program. All programs and services are not available in all areas. Silver&Fit and the Silver&Fit logo are trademarks of ASH and are used with permission herein.

6Guaranteed acceptance is limited to (Plans A and C) for those under age 65 who have Medicare due to disability.


G.W. Hux & Co. Insurance is an independent authorized producer/agency licensed to sell and promote products from Blue Cross® and Blue Shield® of North Carolina (Blue Cross NC). The content contained in this site is maintained by G.W. Hux & Co. Insurance. Blue Cross® and Blue Shield® of North Carolina (Blue Cross NC) is an independent licensee of the Blue Cross® and Blue Shield® of North Carolina (Blue Cross NC) Association. ® Registered mark of the Blue Cross® and Blue Shield® of North Carolina (Blue Cross NC) Association (SM) Service mark of the Blue Cross® and Blue Shield® of North Carolina (Blue Cross NC) Association®. Need to file a complaint? Click here.